Aviva - Lifestyle Flexible Option
  • Aviva Lifestyle Flexi Lifetime Mortgage
  • : 4.19%
    : 4.20%
    :
    : FREE valuation offer* + upto £1,000 CASHBACK + exclusively reduced interest rates based upon personal criteria

Eligibility

  • Homeowner with a minimum property valuation of £75,000
  • Property located in England, Wales, Scotland & Northern Ireland
  • For flats, 85% of property value will be used
  • Minimum age of youngest homeowner is 55, no maximum age
  • Minimum loan of £15,000, maximum £1m+ (ask for details)

Features

  • Ability to make voluntary partial repayments of upto 10%pa with NO penalty
  • Option of repaying the interest only element annually requiring NO proof of income
  • Fixed lifetime mortgage interest rate
  • Interest rates based upon personal criteria*
  • No regular payment commitment
  • No negative equity guarantee – can never leave a debt for your beneficiaries
  • Flexible drawdown scheme – ability to have access to a future cash reserve

Options

  • Free valuation option available
  • Choose between £0, £500 or £1000 cashback payable on completion
  • Inheritance Protection – option to protect a percentage of the eventual sale value of the property
  • Enhanced Lifetime Terms – poor health can achieve a lower interest rate
*Interest rate is determined by options selected, personal criteria and UK location